According to the Ontario Highway Traffic Act, a bicycle is considered a vehicle. However, it differs from motor vehicles like cars, trucks, buses, or motorcycles, primarily because it lacks an engine. This classification has significant implications for the interactions between cyclists and motorists on the road. Motorists are specifically required to maintain at least one meter of clearance when overtaking a cyclist, a rule that helps prevent accidents by keeping a safe distance between the motor vehicle and the bicycle.
If a cyclist is injured in an accident involving a motor vehicle, they are eligible to claim statutory accident benefits, which can include compensation for lost income, medical expenses, and rehabilitation costs. Cyclists without their own auto insurance can claim these benefits directly from the motorist’s insurance provider.